Pillar 3a · Switzerland
What banks pay on a 3a account
The interest rates Swiss banks publish for their 3a pension accounts, read from their own pages every working day. Pick your balance: we show what each rate pays you a year.
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These are the rates each bank publishes for its 3a savings account, read every working day by our price bot (MEconomyBot) and checked against the page twice before they are shown. Rates that need something more (a bank package, the bank’s app) are shown under the bank’s rate with their condition and are never ranked against it. Interest is shown before withholding tax.
The most you can pay into pillar 3a and deduct from your taxable income is CHF 7’258 in 2026 if you have a pension fund, or 20% of your net earned income up to CHF 36’288 if you do not. From 2027: CHF 7’373 and CHF 36’864 (Federal Council, 2 October 2026).
This page compares 3a savings accounts. 3a fund solutions from banks and apps invest in securities, carry market risk and charge fees; they are not compared here yet. Not yet included: banks that publish no 3a rate on a page our bot may read (BEKB and others).
MEconomy is not paid by these banks and passes nothing on to them; the links go straight to the bank (how we make money).